Moneybookers
Moneybookers is a virtual bank account, which enables you to make payments in different currencies. To do so, you have to register on moneybookers.com and open an account. How this works is described on moneybookers website.
You charge your account from your bank account (free) or with your credit card (costs 1,9%) and you can perform payments directly in the currency of the seller (of course you can also receive payments!)
We don't charge anything if you pay with Moneybookers!
Your payment has to be sent to ulrich.fuchs_at_quicknet.ch
(replace _at_ with the at sign)
Paypal
Paypal works a little bit different: You have to open an account, but to pay something you are not obliged to have some funds on your account - you can pay with your credit card directly. But since Paypal charges the bank fees to the seller, we have to add this to the amount again. This fees are 4% of the total amount, and are therefore a good bit higher than Moneybookers fees. A reason for this is certainly the higher admittingness and the higher profit and shareholder value thinking of this American company.
Our Paypal address is paypal_at_yellys.ch
(replace _at_ with the at sign)
Moneybookers (an English company) is in this point better - you can pay the amount in Swiss Francs, and so we do not have a currency problem. The exchange rates are with both systems about the same and correspond to the usual rates.
Payments from Europe (I mean Euro countries) are better made via bank transfer - we have an account in Germany, and bank transfers within the EU (Euro countries) are free of charges!